Question 37

A home warranty for a previously owned home would usually cover major appliances and home systems such as electric, heating, and plumbing.

A home warranty typically provides protection for significant appliances and essential systems in a home, which include electric systems, heating, and plumbing.

A) structure or flooding issues after closing

This option is incorrect because home warranties generally do not cover structural issues or flooding. Those types of concerns are typically addressed by homeowners insurance, not by a home warranty.

B) only home systems such as the roof, plumbing, and foundation

While this option mentions plumbing, it incorrectly limits coverage to only home systems and excludes major appliances. A home warranty covers both home systems and major appliances, making this option incomplete.

C) major appliances and home systems such as electric, heating, and plumbing

This option accurately reflects the coverage typically provided by a home warranty, as it includes both major appliances and essential home systems, ensuring comprehensive protection for homeowners.

D) major appliances, the buyer's personal property, and any seller added fixtures

This option is incorrect because home warranties do not cover personal property or seller-added fixtures. They focus on major appliances and home systems, excluding personal items from coverage.

Conclusion

The correct answer, C, correctly identifies that a home warranty covers major appliances and essential home systems. Other options either incorrectly define the scope of coverage or include irrelevant items, failing to align with the primary purpose of a home warranty. Therefore, option C is the most accurate representation of what a home warranty typically encompasses.