Question 144

Major appliances and home systems such as electric, heating, and plumbing are typically covered by a home warranty for a previously owned home.

A home warranty for a previously owned home generally provides coverage for major appliances and essential home systems, including electric, heating, and plumbing. This protection helps buyers manage repair costs for these critical components.

A) structure or flooding issues after closing

This option is incorrect because a home warranty does not cover structural issues or flooding. Structural problems are typically addressed by homeowners' insurance policies, while flooding may require specific flood insurance coverage.

B) only home systems such as the roof, plumbing, and foundation

Option B is partially correct in that it mentions home systems, but it is incorrect as it excludes major appliances. A home warranty covers not just systems like plumbing and roofing but also includes major appliances, making this option incomplete.

C) major appliances and home systems such as electric, heating, and plumbing

This is the correct option as it accurately reflects what a typical home warranty covers. It includes both major appliances and essential home systems, which are crucial for the functionality of a home.

D) major appliances, the buyer's personal property, and any seller added fixtures

This option is incorrect because a home warranty does not cover the buyer's personal property or seller-added fixtures. It is primarily focused on the major appliances and systems of the home itself.

Conclusion

Option C is definitively the correct answer as it encompasses the full range of coverage provided by a home warranty, including both major appliances and essential home systems. The other options either misrepresent the coverage or exclude critical elements that a home warranty typically protects. Thus, understanding what is covered by a home warranty is essential for homebuyers.