Question 61

Medicare Part B pays 80% of a reasonable charge after the deductible is satisfied.

Medicare Part B covers 80% of the reasonable charge for services after the deductible has been met, ensuring that beneficiaries have assistance with healthcare costs.

A) 20%

This option is incorrect because Medicare Part B does not only pay 20% after the deductible. Instead, this percentage represents the amount the patient is responsible for after Medicare has paid its share.

B) 40%

This option is also incorrect. Medicare Part B does not pay 40% of the charge after the deductible; it provides a much higher coverage level of 80%.

C) 80%

This option is correct as Medicare Part B pays 80% of the reasonable charge for covered services after the deductible has been satisfied. This ensures that beneficiaries are significantly supported in managing their healthcare expenses.

D) 100%

This option is incorrect because Medicare Part B does not cover 100% of the charges. After the deductible, the coverage is limited to 80%, leaving the beneficiary responsible for the remaining 20%.

Conclusion

The correct answer is 80%, as this accurately reflects the coverage provided by Medicare Part B after the deductible is met. All other options fail because they either underestimate or overestimate the percentage covered, thereby misrepresenting the benefits of Medicare Part B.