73. An insured age 65 has Medicare Part A and a Medigap Plan G. What will Plan G pay?
Answer: C
Plan G will pay both Part A and Part B deductibles plus coinsurance.
Medigap Plan G is designed to cover various out-of-pocket costs associated with Medicare, including both the Part A and Part B deductibles as well as any coinsurance amounts for services provided under both parts.
A) Part A deductible only
This option is incorrect because Medigap Plan G does not limit its coverage to the Part A deductible. Instead, it provides broader coverage, including both Part A and Part B deductibles.
B) Part B deductible only
This choice is incorrect as well. While Plan G covers the Part B deductible, it does not restrict its benefits solely to that deductible. It also covers the Part A deductible and coinsurance.
C) Part A and Part B deductibles plus coinsurance
This option is correct. Medigap Plan G covers the Part A deductible, the Part B deductible, and the coinsurance amounts for both Part A and Part B, making it one of the most comprehensive Medigap plans available.
D) Part B deductible only and Part A coinsurance
This option is incorrect because it inaccurately reflects the full coverage provided by Plan G. While it covers the Part A coinsurance, it also covers the Part B deductible, not just limited to one.
Conclusion
Medigap Plan G is comprehensive in its coverage, addressing both the deductibles and coinsurance for Medicare Part A and Part B. Option C accurately summarizes the extent of the coverage provided by Plan G, while all other options fail to encompass the full range of benefits this plan offers.