50. If a forty-year-old person has been receiving Social Security Disability benefits for three years, which of the following medical plans is the person's primary payor?
Answer: C
Medicare is the person's primary payor.
In the case of a forty-year-old person receiving Social Security Disability benefits for three years, Medicare becomes the primary payor for medical expenses once the individual has been eligible for the program for 24 months.
A) Workers' Compensation
Workers' Compensation provides benefits for injuries or illnesses that occur as a result of employment. Since the individual in question is receiving Social Security Disability benefits, this option is not applicable, as it does not pertain to a workplace-related issue.
B) Unemployment Compensation
Unemployment Compensation is designed to provide financial assistance to individuals who are unemployed and seeking work. This option is irrelevant in this context, as it does not cover medical expenses for those on Social Security Disability.
C) Medicare
Medicare is indeed the primary payor for individuals who have been on Social Security Disability for at least 24 months. Once eligible, it provides health insurance coverage, making it the correct answer in this scenario.
D) Former employer's group health insurance
While a former employer's group health insurance may provide some coverage, it is typically secondary to Medicare for individuals who qualify. Therefore, this option does not serve as the primary payor in this context.
Conclusion
Medicare is the definitive primary payor for the individual in question, as it is the program that provides health coverage after a two-year waiting period for those receiving Social Security Disability benefits. All other options fail to serve this role, either because they are not applicable or because they provide secondary coverage.