60. If an employee in poor health is part of a large group that is acceptable for group life insurance, that employee is
Answer: C
Employees in poor health are eligible for the same type of coverage as other employees.
An employee in poor health who is part of a large group that qualifies for group life insurance is eligible for the same type of coverage as other employees in the group. This means that despite their health status, they can access the same benefits as their peers.
A) ineligible for coverage under the plan
This option is incorrect because being part of a large group typically allows all members, regardless of health status, to be eligible for coverage. Exclusion from coverage solely based on health would not align with the principles of group insurance.
B) eligible for coverage, but on a rated basis
This option is also incorrect. While some individuals with health issues might be rated, in the context of group life insurance, all members of the group generally receive the same standard coverage without individual ratings based on health.
C) eligible for the same type of coverage as other employees
This option is correct. In group life insurance plans, individuals, including those in poor health, are typically covered under the same terms as other employees, ensuring equitable access to benefits.
D) eligible for coverage more limited than that of other employees
This option is incorrect because group life insurance is designed to provide uniform coverage for all participants. Therefore, an employee in poor health should not face limitations compared to their colleagues.
Conclusion
The correct answer, C, reflects the principle of group insurance that provides uniform coverage to all members, irrespective of individual health conditions. Options A, B, and D fail to recognize the inclusivity and equitable nature of group life insurance, which ensures that all eligible employees receive the same level of coverage.