78. If the Department receives a $1000 check that is returned for insufficient funds:

Answer: D

Explanation:

The licensee may face disciplinary action.

Disciplinary action may be taken against the licensee if a $1000 check is returned for insufficient funds, indicating that failure to fulfill financial obligations can lead to consequences.

A) The check may be represented up to two ×.

This option is incorrect as it pertains to the ability to present a check again, which is not relevant in the context of disciplinary actions against the licensee. The focus of the question is on the repercussions for the licensee rather than the mechanics of check representation.

B) The license will be suspended until the check is paid.

While a suspension could be a consequence of failing to address the returned check, this option does not encompass the full range of possible disciplinary actions and is therefore not the most accurate answer. The question specifically focuses on the broader implications of disciplinary action.

C) The licensee must pay a penalty and the check amount.

This option suggests a financial obligation but does not mention the potential for disciplinary action, which is a key aspect of the question. While payment may be required, it is not the primary concern in terms of the consequences being asked about.

D) The licensee may face disciplinary action.

This option correctly identifies the potential for disciplinary action against the licensee, which is a direct consequence of the returned check. It encapsulates the broader implications of the situation, indicating that failing to meet financial obligations can result in actions taken against the licensee's status.

Conclusion

The correct answer highlights the potential for disciplinary action, which is a significant consequence of having a check returned for insufficient funds. Other options either misinterpret the context or focus on specific financial penalties rather than the overarching disciplinary framework. Therefore, option D is the most comprehensive and accurate response to the question posed.