Question 69

Crop dusting liability is not covered by the Farm Liability coverage form.

The Farm Liability coverage form specifically excludes coverage for crop dusting liability, focusing instead on other aspects of farming operations and personal activities.

A) Coverage for bodily injury or property damage arising out of farming operations

This option is correct as the Farm Liability coverage form does provide coverage for bodily injury or property damage that arises from the insured's farming operations, which is a fundamental aspect of farm liability insurance.

B) Coverage for B.I. or P.D. arising out of personal activities

This option is also correct because the Farm Liability coverage form includes provisions for bodily injury (B.I.) or property damage (P.D.) that occurs as a result of personal activities of the insured, which may not be directly related to farming.

C) Crop dusting liability

This option is the correct answer as it is specifically excluded from coverage under the Farm Liability coverage form. Crop dusting carries unique risks that are not addressed by standard farm liability policies.

D) Personal and advertising injury

This option is correct because the Farm Liability coverage form does provide coverage for personal and advertising injury, which includes various offenses such as defamation and invasion of privacy that can occur in a farming context.

Conclusion

The correct answer is C, as crop dusting liability is explicitly excluded from the Farm Liability coverage form, while all other options pertain to coverages that are included. Options A, B, and D demonstrate the types of coverage provided by the form, confirming that C is the only one that does not apply.