Question 91

The Limited Mexico Coverage endorsement provides excess liability coverage for accidents in Mexico within 25 miles of the U.S. border.

This endorsement specifically offers excess liability coverage for insured individuals involved in accidents within a defined range of the U.S. border, particularly 25 miles into Mexico.

A) must be attached to U.S. policies for insured's who are citizens of Mexico.

This option is incorrect as the Limited Mexico Coverage endorsement is not a requirement for U.S. policies based solely on the citizenship of the insured. It is designed for travelers, not specifically tied to the citizenship status of the insured.

B) will provide primary liability coverage for insured's driving anywhere in Mexico.

This choice incorrectly states the type of coverage provided. The endorsement does not offer primary liability coverage throughout Mexico; rather, it specifically addresses excess liability in limited circumstances, particularly near the U.S. border.

C) must be added to the policy of any insured who lives within 25 miles of the Mexican border.

This option is misleading. While individuals living near the border may benefit from the endorsement, it is not mandatory for all insureds in that area to add this coverage to their policies.

D) provides excess liability coverage for accidents in Mexico within 25 miles of the U.S. border.

This statement accurately describes the Limited Mexico Coverage endorsement, which is intended to provide excess liability coverage specifically for incidents occurring within 25 miles of the U.S.-Mexico border, aligning with the terms of the endorsement.

Conclusion

Option D is definitively correct as it precisely reflects the coverage parameters of the Limited Mexico Coverage endorsement. The other options fail to accurately describe the endorsement's requirements or the nature of the coverage, making them incorrect in this context.