Question 84

Insurers may not discriminate based on age, gender, or pregnancy.

California’s “equal employment rule” prohibits discrimination by insurers on the basis of age, gender, and pregnancy, ensuring equal treatment for all individuals in these categories.

A) Age

This option is correct in the context of the question as the equal employment rule specifically protects individuals from discrimination based on age. However, it is only one aspect of the broader anti-discrimination framework.

B) Gender

Gender discrimination is also explicitly prohibited under California’s equal employment rule, making this option valid as well. Like age, it represents a part of the comprehensive protections offered but does not encompass the entirety of the rule.

C) Pregnancy

Discrimination based on pregnancy is another critical area covered by the equal employment rule, ensuring that pregnant individuals are treated fairly and equitably in employment and insurance practices. Although this option is correct, it remains one facet of the larger non-discrimination mandate.

D) All of the above

This option encompasses all forms of discrimination mentioned in the previous choices. Under California’s equal employment rule, insurers are explicitly prohibited from discriminating based on age, gender, and pregnancy, making this the most comprehensive and accurate choice.

Conclusion

The correct answer is D, as it collectively addresses all forms of discrimination outlined in the question. Options A, B, and C each identify valid forms of discrimination that are prohibited, but they do not provide the complete picture that option D encapsulates. Thus, D is the definitive answer as it reflects the full scope of protections under California’s equal employment rule.