Question 82

Divorce is a qualifying event under COBRA.

Divorce qualifies as a triggering event under the Consolidated Omnibus Budget Reconciliation Act (COBRA), allowing an individual to continue their health insurance coverage after the end of their marriage.

A) Divorce

Divorce is a qualifying event under COBRA as it results in the loss of health insurance coverage for a spouse. When a marriage ends, the individual who was covered under their partner's health plan is eligible to elect continued coverage under COBRA provisions.

B) Marriage

Marriage is not a qualifying event under COBRA. In fact, when someone gets married, they may add their spouse to their health insurance plan, but this does not trigger COBRA rights for the newly married couple.

C) Promotion

A promotion does not constitute a qualifying event under COBRA. While a promotion may lead to changes in employment status or benefits, it does not affect an individual's right to health insurance coverage under COBRA regulations.

D) Relocation

Relocation is not considered a qualifying event under COBRA. Although moving may impact an individual's insurance options, it does not by itself trigger COBRA eligibility, as it does not lead to the loss of coverage.

Conclusion

Divorce is definitively the correct answer as it directly leads to the loss of health insurance coverage, thereby qualifying for COBRA. All other options, such as marriage, promotion, and relocation, do not result in the loss of coverage or eligibility for continued insurance under COBRA provisions.