Question 13

A general warranty deed provides the strongest and broadest form of guarantee of title.

A general warranty deed assures the grantee that the grantor holds clear title to the property and guarantees against any future claims. This type of deed includes covenants that protect the buyer from any title defects that may arise, providing the highest level of protection.

A) special warranty deed

A special warranty deed provides a limited guarantee, only covering the period during which the grantor owned the property. It does not protect against any claims that may have arisen prior to the grantor's ownership, making it less comprehensive compared to a general warranty deed.

B) general warranty deed

A general warranty deed offers the most comprehensive protection for the grantee, ensuring that the grantor will defend the title against any future claims and that the title is free from defects. This makes it the strongest and broadest form of guarantee of title.

C) bargain and sale deed

A bargain and sale deed conveys property without warranties against defects in the title. While it implies that the grantor has title to convey, it does not offer the protective guarantees found in a general warranty deed, making it weaker in terms of title assurance.

D) quitclaim deed

A quitclaim deed transfers whatever interest the grantor has in the property without any warranties. This means the grantee receives no guarantees regarding the title's validity, making it the least secure option compared to a general warranty deed.

Conclusion

A general warranty deed is definitively the correct answer because it provides the most extensive protection against title claims, ensuring that the grantee is fully protected. In contrast, the other options offer limited or no guarantees, making them insufficient for someone seeking the strongest assurance of title.