Question 1

Broker A's suggestion for the new Hispanic buyer client is allowed according to the Federal Fair Housing law.

Broker A's suggestion that the new Hispanic buyer might be comfortable in the Kentwood neighborhood is permissible as it does not involve discriminatory practices. Highlighting the presence of other Hispanic buyers in the area can be seen as providing relevant information without violating fair housing principles.

A) A broker informs a potential seller that there is an influx of immigrants snatching up rentals in the neighborhood so this would be a good time to sell

This option is incorrect as it suggests a discriminatory perspective by framing the influx of immigrants in a negative light. Such language could perpetuate stereotypes and does not align with the Fair Housing Act's objective of promoting equal housing opportunities regardless of race, color, or national origin.

B) Broker A meets a new Hispanic buyer client. Broker B just sold a handful of condos to other Hispanic buyers in the Kentwood neighborhood so broker A suggests the new buyer might be comfortable in that neighborhood

This option is correct because it focuses on the buyer's potential comfort and does not imply any exclusionary practices. Encouraging a buyer to consider a neighborhood based on shared cultural experiences is permissible under the Fair Housing law, as it does not discriminate against other groups.

C) A lender receives notice that a loan application submitted on behalf of a client has been denied. The lender knew the borrower was well qualified but is told that area is off limits for new loans because of its crime rate

This option is incorrect as it raises concerns about discriminatory lending practices. Denying loans based on the crime rate of an area, especially if it disproportionately affects specific demographics, could violate fair housing laws that prohibit discrimination based on race or national origin.

D) A landlord receives a rental application from a prospective tenant who came from Russia a few years ago to attend the local university. The landlord denies the rental application after asking for the prospective tenant's visa and determines that it expires in 3 months

This option is incorrect because the landlord's actions could be interpreted as discriminatory based on nationality. Denying a rental application solely based on the tenant's nationality or visa status may violate the Fair Housing Act, which prohibits discrimination in housing based on national origin.

Conclusion

Broker A's suggestion is the only action that aligns with the Federal Fair Housing law as it respects the principles of non-discrimination and equal treatment. In contrast, the other options involve discriminatory practices that are prohibited under the law, highlighting the importance of promoting fair housing for all individuals, regardless of their background.