67. Which claim for damages would be most likely to be covered by a home warranty program?
Answer: C
A furnace that breaks a few weeks after the buyer moves in
A home warranty program typically covers the repair or replacement of major systems and appliances that fail due to normal wear and tear. Therefore, a furnace breaking shortly after the buyer has moved in is a claim that falls squarely within the coverage of such a warranty.
A) a special assessment for a sewer which was not disclosed
This option would not typically be covered by a home warranty program, as warranties generally address mechanical failures of home systems and appliances rather than issues related to property assessments or disclosures. A special assessment is a financial obligation rather than a repair or replacement issue.
B) an error in the tax proration on the settlement statement
An error in tax proration on a settlement statement pertains to financial aspects of the home purchase and is not a mechanical failure or repair issue. Home warranties do not cover financial discrepancies or administrative errors related to the sale of the property.
C) a furnace that breaks a few weeks after the buyer moves in
This claim is most likely to be covered by a home warranty program as it involves the failure of a major home system (the furnace) shortly after the buyer takes possession. Home warranties are designed to protect homeowners from unexpected repair costs associated with such systems.
D) the fact that the property was the site of a paranormal event
Paranormal events are not within the scope of home warranty coverage, which focuses on the functional integrity of home systems and appliances. This option involves subjective experiences and does not relate to physical repairs or replacements.
Conclusion
The claim regarding the furnace breaking shortly after the buyer moved in is definitively the correct answer as it aligns with the core purpose of home warranty programs, which is to cover unexpected failures of home systems due to regular use. In contrast, all other options relate to financial, legal, or subjective issues, which fall outside the typical coverage of home warranties.