Question 67

A furnace that breaks a few weeks after the buyer moves in

A claim involving a furnace that breaks shortly after a buyer has moved into a home would most likely be covered by a home warranty program. Home warranties are designed to protect homeowners from unexpected repairs or replacements of major home systems and appliances, such as heating systems.

A) a special assessment for a sewer which was not disclosed

This option is unlikely to be covered by a home warranty program as it pertains to financial obligations rather than mechanical failure or repair. Home warranties typically do not address issues related to undisclosed assessments or liabilities tied to property ownership.

B) an error in the tax proration on the settlement statement

Similar to option A, this claim involves a financial matter rather than the malfunction of home systems or appliances. Home warranties do not cover administrative errors or financial discrepancies related to property transactions.

C) a furnace that breaks a few weeks after the buyer moves in

This claim is the most relevant for a home warranty program, as such warranties are specifically intended to cover the repair or replacement of home systems like furnaces when they fail due to normal wear and tear shortly after purchase.

D) the fact that the property was the site of a paranormal event

This option is not covered by home warranty programs, as paranormal events do not relate to the mechanical or functional aspects of the home. Home warranties focus on tangible issues and repairs rather than supernatural claims.

Conclusion

The claim regarding a furnace breaking shortly after a buyer moves in is the most appropriate for home warranty coverage, as it directly involves a home system that may require repair or replacement. In contrast, all other options pertain to financial issues or non-mechanical aspects, which are outside the scope of what home warranties are designed to address. Thus, option C stands out as the clear choice in this context.