28. Which claim for damages would be most likely to be covered by a home warranty program?
Answer: C
A furnace that breaks a few weeks after the buyer moves in
A home warranty program typically covers the repair or replacement of major home systems and appliances that fail due to normal wear and tear. Therefore, a furnace that breaks shortly after the buyer's move-in date is a claim that aligns with the coverage provided by such programs.
A) a special assessment for a sewer which was not disclosed
This option refers to a financial claim related to assessments, which are generally not covered by home warranty programs. Home warranties focus on the repair or replacement of systems and appliances rather than financial liabilities or undisclosed issues tied to property assessments.
B) an error in the tax proration on the settlement statement
An error in tax proration is a financial issue associated with the closing process of a home purchase and does not fall under the typical coverage of home warranty programs. Home warranties do not address financial discrepancies or closing statement errors.
C) a furnace that breaks a few weeks after the buyer moves in
This claim is likely to be covered by a home warranty program, as it pertains to a major appliance that has failed due to normal wear and tear shortly after the buyer takes possession. This direct connection to appliance failure is what home warranties are designed to address.
D) the fact that the property was the site of a paranormal event
This option involves a claim related to the history of the property rather than any functional failure of home systems or appliances. Home warranty programs do not cover claims associated with property history or events that do not affect the physical condition of the home.
Conclusion
The claim regarding the furnace breaking shortly after the buyer moves in is definitively the correct answer as it directly pertains to the typical coverage of home warranty programs, which include the repair or replacement of major home systems. In contrast, the other options focus on financial issues or property history, which are not covered under a home warranty.