26. Which coverage may be added by endorsement to a Virginia health services plan?
Answer: A
Dental coverage may be added by endorsement to a Virginia health services plan.
Dental coverage is an option that can be added to a Virginia health services plan through an endorsement, providing additional benefits specifically for dental care.
A) Dental coverage
This option is correct as it explicitly states that dental coverage can be added by endorsement to a Virginia health services plan. Health services plans often allow policyholders to enhance their coverage with additional services, and dental care is a common add-on.
B) Long-term care coverage
Long-term care coverage is typically not included in standard health services plans and usually requires a separate policy. Therefore, it cannot be added by endorsement in the same manner as dental coverage.
C) Medicare supplement coverage
Medicare supplement coverage is designed to fill the gaps in Medicare coverage and is usually offered as a separate policy. It cannot be added by endorsement to a Virginia health services plan since it serves a different purpose.
D) Disability income coverage
Disability income coverage provides financial support in the event of a disability and is generally not part of a health services plan. Like long-term care coverage, it requires a separate policy and cannot be endorsed onto a health services plan.
Conclusion
Dental coverage is the only option that can be added by endorsement to a Virginia health services plan, as it directly enhances the existing health benefits. The other options fail to meet the criteria for endorsement due to their distinct nature and requirements, thereby reinforcing the correctness of the selected answer.