Question 10

An at-fault accident involving only property damage would disqualify an individual from receiving a Good Driver Discount.

An at-fault accident that results solely in property damage disqualifies an individual from receiving a Good Driver Discount, as it reflects a failure to uphold safe driving standards.

A) A moving violation while driving a company car during business hours.

This option is incorrect because moving violations, even when driving a company car, do not necessarily indicate a pattern of unsafe driving behavior that would disqualify one from the Good Driver Discount. The specific context of the violation and its consequences would need further investigation.

B) A not-at-fault accident resulting in the death of a passenger.

This option is also incorrect. A not-at-fault accident means that the driver was not responsible for the incident, and therefore, it would not disqualify them from receiving the Good Driver Discount, regardless of the tragic outcome.

C) An at-fault accident involving only property damage.

This option is correct. Being at fault in an accident, even if it only involves property damage, indicates a lapse in driving safety and would lead to disqualification from the Good Driver Discount, as it reflects negatively on the individual's driving record.

D) An at-fault accident involving minor bodily injury.

This option is incorrect because an at-fault accident that results in bodily injury is generally considered a more serious violation than one involving solely property damage. However, both can lead to disqualification, but the focus here is specifically on accidents with only property damage.

Conclusion

The correct answer is C because it directly addresses the criteria that disqualifies an individual from the Good Driver Discount based on their driving record. Options A, B, and D do not meet the specific conditions that would lead to disqualification, thus reinforcing the importance of maintaining a clean driving history to retain such discounts.