Question 87

The water heater burst, requiring complete replacement.

A home warranty typically covers major home systems and appliances, including the water heater. In this case, a burst water heater would necessitate a complete replacement, which falls under the coverage provided by a home warranty.

A) The television that the previous owner left behind quit working

This option is incorrect because a home warranty does not cover personal property items such as televisions. Home warranties are designed to protect against the failure of major systems and appliances within the home rather than personal belongings.

B) The title search did not reveal the lack of a discharge of lien

This option is also incorrect, as it pertains to legal and title issues rather than mechanical or structural failures. Home warranties do not address title problems or legal disputes related to property ownership.

C) The neighbor's fence is encroaching onto the subject property

This choice is incorrect because it involves property boundary disputes, which are legal matters and not covered by home warranties. Warranties focus on repairs and replacements of home systems, not on issues arising from property lines or neighbor disputes.

D) The water heater burst, requiring complete replacement

This is the correct option as it involves a major home system that is typically covered under a home warranty. A malfunctioning or broken water heater is a common claim covered by these warranties, addressing the need for repair or replacement.

Conclusion

The correct answer is clearly option D, as it directly relates to a major system failure covered by a home warranty. The other options either involve personal property, legal issues, or boundary disputes, which are not within the scope of home warranty coverage. Thus, D stands out as the only viable scenario for home warranty protection.