Question 87

The water heater burst, requiring complete replacement.

A home warranty typically covers major systems and appliances, such as water heaters. Therefore, when a water heater bursts and necessitates a complete replacement, it falls under the coverage of a home warranty.

A) The television that the previous owner left behind quit working

This option is incorrect because a home warranty generally does not cover personal property items such as televisions. Home warranties focus on systems and appliances that are part of the home.

B) The title search did not reveal the lack of a discharge of lien

This choice is incorrect as it pertains to legal and title issues rather than mechanical or appliance failures. Home warranties do not cover legal matters related to property ownership.

C) The neighbor's fence is encroaching onto the subject property

This option is also incorrect since it deals with boundary disputes, which are not covered by home warranties. Home warranties are designed to address issues related to the condition of the home and its systems, not property disputes.

D) The water heater burst, requiring complete replacement

This is the correct option as home warranties typically include coverage for major appliances and systems. A burst water heater necessitating replacement is a clear example of a covered issue under such a warranty.

Conclusion

The correct answer is definitively D, as it directly aligns with the types of issues that home warranties are designed to cover. Options A, B, and C fail to meet the criteria for coverage, focusing instead on personal property and legal disputes, which are outside the scope of a home warranty’s protections.