Question 14

Medicare Part C does not cover long-term care.

Medicare Part C, also known as Medicare Advantage, provides an alternative way to receive Medicare benefits but does not specifically cover long-term care services.

A) Medicare Part A covers hospital care.

This statement is correct. Medicare Part A is designed to cover inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care. Therefore, this is not the answer to the question.

B) Medicare Part C covers long-term care.

This statement is incorrect. Medicare Part C primarily offers a combination of Medicare Part A and Part B benefits through private insurers but does not provide coverage for long-term care, which is often required for chronic conditions or disabilities over an extended period.

C) Medicare Part B covers physician services.

This statement is correct. Medicare Part B specifically covers outpatient care, including visits to physicians, preventive services, and some other medical services. Hence, this option does not answer the question.

D) Medicare is a federal health insurance program.

This statement is correct. Medicare is indeed a federal program that provides health insurance primarily to individuals aged 65 and older, as well as certain younger people with disabilities. This option does not address the question.

Conclusion

The statement regarding Medicare Part C covering long-term care is definitively incorrect, as Medicare does not provide long-term care coverage through any of its parts. Other options accurately describe the respective Medicare components, confirming that they are correct statements about the program.