Question 12

A landlord receives a rental application from a prospective tenant, who came from Russia a few years ago to attend the local university.

According to the Federal Fair Housing law, denying a rental application based solely on the expiration of a visa is discriminatory and not permissible. It is crucial to evaluate applicants based on their qualifications rather than their nationality or immigration status.

A) A broker informs a potential seller that there is an influx of immigrants snatching up rentals in the neighborhood, so this would be a good time to sell.

This option is incorrect as it implies a discriminatory practice by suggesting that immigrants are negatively impacting the housing market. Such comments can perpetuate stereotypes and are contrary to the principles of fair housing.

B) Broker A meets a new Hispanic buyer client. Broker B just sold a handful of condos to other Hispanic buyers in the Kentwood neighborhood, so broker A suggests the new buyer might be comfortable in that neighborhood.

This option is problematic because it suggests that the buyer should consider a neighborhood based on the racial or ethnic composition, which can imply steering and is against fair housing laws. Such practices can lead to segregation and discrimination.

C) A lender receives notice that a loan application submitted on behalf of a client has been denied. The lender knew the borrower was well qualified, but is told that area is off limits for new loans because of its crime rate.

This option is also incorrect as it reflects a form of discrimination based on the location and associated crime rates rather than the individual's qualifications. Fair housing laws prohibit discrimination based on place of residence or perceived crime levels.

D) A landlord receives a rental application from a prospective tenant, who came from Russia a few years ago to attend the local university.

This option is correct because the landlord's actions are scrutinized for discrimination based on nationality or immigration status. Evaluating the application solely on the tenant's visa status without considering their overall qualifications violates fair housing regulations.

Conclusion

Option D is the only choice that aligns with the Federal Fair Housing law, as it emphasizes the importance of evaluating applicants based on their qualifications rather than their nationality or visa status. The other options demonstrate discriminatory practices that are not permissible under fair housing regulations, highlighting the necessity for equitable treatment in housing-related decisions.