84. Which claim for damages would be most likely to be covered by a home warranty program?
Answer: C
A furnace that breaks a few weeks after the buyer moves in
A home warranty program typically covers the repair or replacement of major home systems and appliances that malfunction due to normal wear and tear. A furnace breaking shortly after a buyer moves in falls under this category, as it is a covered appliance that would likely be included in a home warranty.
A) a special assessment for a sewer which was not disclosed
This option is incorrect because home warranty programs do not cover assessments or fees related to property taxes or municipal improvements. A special assessment is a financial obligation related to property ownership rather than a repair or replacement of a home system or appliance.
B) an error in the tax proration on the settlement statement
This choice is also incorrect as it pertains to financial documentation and transactions during the sale of the property. Home warranty programs do not address errors in financial statements or tax proration, which are legal and financial matters rather than issues related to home maintenance or repair.
C) a furnace that breaks a few weeks after the buyer moves in
This option is correct as it directly relates to a covered item under home warranty programs. A furnace is a major home system, and its failure shortly after purchase would typically be eligible for coverage under a home warranty, ensuring the buyer is protected against unexpected repair costs.
D) the fact that the property was the site of a paranormal event
This option is incorrect because home warranty programs do not cover events or claims related to the history or reputation of a property. Paranormal events are not considered physical damages or malfunctions that a home warranty would address, making this claim irrelevant to the coverage provided.
Conclusion
The claim regarding the furnace breaking shortly after the buyer's move is definitively covered by a home warranty, as it involves a major home system malfunction. In contrast, the other options involve financial issues or non-physical events that home warranty programs do not address, highlighting the specific protective scope of such warranties.