84. Which claim for damages would be most likely to be covered by a home warranty program?
Answer: C
A furnace that breaks a few weeks after the buyer moves in
Home warranty programs typically cover the repair or replacement of major home systems and appliances that fail due to normal wear and tear. Therefore, a furnace breaking shortly after the buyer moves in falls within the scope of common claims covered by such warranties.
A) a special assessment for a sewer which was not disclosed
This option pertains to financial assessments not being disclosed prior to a sale, which typically falls outside the realm of home warranty coverage. Home warranties focus on mechanical failures rather than issues related to financial disclosures or assessments.
B) an error in the tax proration on the settlement statement
An error in tax proration relates to financial calculations made during the closing of a real estate transaction and is not a mechanical failure or defect in home systems. Home warranties do not cover financial disputes or errors in documentation.
C) a furnace that breaks a few weeks after the buyer moves in
This claim is directly related to a mechanical failure of a covered appliance, which is precisely what home warranty programs are designed to address. Such warranties are intended to protect homeowners from unexpected repair costs for major systems and appliances.
D) the fact that the property was the site of a paranormal event
Claims regarding paranormal events are not covered by home warranty programs as they do not pertain to the physical condition or functionality of home systems or appliances. This type of claim falls outside the scope of warranty coverage.
Conclusion
The claim regarding a furnace that breaks shortly after a buyer moves in is the most likely to be covered by a home warranty program, as it involves a mechanical failure of an essential home system. In contrast, the other options revolve around financial issues or non-physical claims that home warranties are not designed to address. Thus, Option C stands out as the most appropriate choice in the context of home warranty coverage.